BMW Leasing in Ireland Made Simple

A complete guide to personal and business BMW leasing with Kearys leasing

Full BMW Range · EV & Hybrid Options · Personal & Business · Nationwide Delivery

Kearys Leasing is part of Kearys Motor Group — one of Ireland's most established motor retailers, with over 60 years in the Irish motor trade. We offer flexible personal and business contract hire on the full BMW range, with nationwide delivery across the Republic of Ireland.

BMW has long been synonymous with precision engineering, driver-focused performance, and premium build quality. In recent years, the brand has also emerged as one of the leaders in electric and hybrid technology, with its expanding i and iX electric lineup sitting alongside its iconic 3 Series, 5 Series, X5, and beyond. For Irish motorists and businesses, leasing a BMW through Kearys is the smartest way to access the latest models without the commitment of outright purchase.

This guide covers everything you need to know about BMW leasing in Ireland: the range available through Kearys Leasing, how personal and business contract hire works, the financial benefits, and answers to the most common leasing questions.

Key Facts at a Glance

• 60+ Years in the Irish motor trade

• Full current BMW range available to lease

• 24 to 48 month flexible lease terms

• EV, PHEV, petrol and diesel options

• 5★ NCAP safety across key models

The BMW Range Available to Lease Through Kearys

Kearys Leasing provides access to the full current BMW range in Ireland, from compact saloons and estates to premium SUVs and fully electric vehicles. Whether you're a private individual looking for a premium daily driver or a business seeking a prestige company car, there's a BMW lease to suit.

Saloons and Estates The BMW 3 Series and 5 Series remain among the most popular business and personal lease choices in Ireland, offering the perfect balance of performance, refinement, and running costs. The 5 Series Touring and 3 Series Touring estate variants are particularly popular with families and high mileage drivers.

SUVs and SAVs BMW's X range, from the compact X1 and X3 through to the full size X5 and X7, covers every SUV need. Available with petrol, diesel, PHEV, and fully electric powertrains, the X range is consistently one of the most leased vehicle segments in Ireland.

Fully Electric – BMW i Range BMW's i and iX electric models bring zero emission driving to the brand's premium lineup. With competitive WLTP ranges, rapid charging capability, and some of the lowest BIK rates available for company car drivers, the electric BMW range is increasingly popular with Irish business customers.

PHEV Options Many BMW models are available as plug in hybrids (PHEV), offering electric only driving for shorter commutes while retaining the flexibility of a combustion engine for longer journeys. PHEV models also attract reduced BIK rates, making them a strong option for business drivers not yet ready to go fully electric.

How BMW Leasing Works with Kearys

Leasing, also known as contract hire, is a simple, fixed term vehicle finance arrangement. You pay a monthly rental to use a brand new BMW for an agreed period (typically 24, 36, or 48 months), with an agreed annual mileage limit. At the end of the term, you return the vehicle and, if you wish, move into a newer model.

Personal Contract Hire (PCH)

Ideal for private individuals who want a premium BMW with predictable monthly costs and no long term ownership commitment.

• Fixed monthly payments for the duration of the agreement

• Road tax included throughout the lease term

• Return the vehicle at end of term with no residual value risk

• Optional maintenance packages covering servicing and tyres

• Initial rental typically 1 to 9 months equivalent, paid upfront

Business Contract Hire (BCH)

The most popular company car solution for sole traders, partnerships, and limited companies in Ireland.

• 50% VAT reclaimable on qualifying car lease rentals

• Monthly rentals may be treated as a tax deductible business expense

• Low Benefit in Kind (BIK) rates on EV and PHEV BMW models

• Fleet management solutions for multiple vehicles

• Maintenance and tyre packages available

Why Lease a BMW Instead of Buying?

For many Irish motorists and business owners, leasing a BMW through Kearys is a financially smarter decision than purchasing outright or through a PCP finance deal.

No depreciation risk. Premium vehicles like BMW can experience significant depreciation in the early years of ownership. With contract hire, residual value risk sits with the funder and not with you.

Lower monthly payments. Because you're only paying for the vehicle's use over the lease term rather than its full value, monthly rentals are typically lower than equivalent PCP repayments.

Always drive a new car. At the end of your lease, simply return the vehicle and choose from the latest BMW models, meaning you always benefit from the newest technology, safety features, and efficiency improvements.

Predictable cash flow. Fixed monthly rentals make budgeting straightforward, particularly valuable for businesses managing fleet costs.

BMW manufacturer warranty. New BMW vehicles come with a manufacturer warranty, giving complete peace of mind during the lease term.

Tax efficiency for businesses. VAT registered businesses can reclaim 50% of the VAT on car lease rentals. BIK rates on fully electric and plug in hybrid BMW models are significantly lower than on petrol or diesel equivalents.

Optional maintenance packages. Cover servicing, tyres, and wear and tear items in a single monthly cost.

Leasing a BMW Electric Car in Ireland

BMW's electric and PHEV range makes a compelling case for low emission leasing in Ireland. Fully electric BMW models attract a BIK rate of just 9% on the original market value in the 0 to 24,000 km mileage band under current Revenue rules, compared to up to 37.5% for higher emission petrol or diesel company cars. For business drivers, this can represent thousands of euro in annual tax savings.

⚡ SEAI EV Grant: When leasing a fully electric BMW, the SEAI EV purchase grant is typically passed on in the form of a reduced monthly rental, meaning you benefit from the incentive without needing to apply directly.

Ireland's public charging network continues to expand rapidly, with ESB ecars and third party networks now covering motorways, urban centres, and retail locations nationwide. Combined with home overnight charging, an electric BMW is a practical and cost effective choice for most Irish drivers.

How to Get a BMW Lease Quote from Kearys

Step 1 — Choose Your Model Browse the full BMW range on kearysleasing.ie or speak to our team about which model best suits your mileage, usage, and budget. We can advise on spec levels, optional equipment, and the most tax efficient powertrain for your situation.

Step 2 — Agree Your Lease Parameters Select your preferred term (typically 24, 36, or 48 months), annual mileage allowance (commonly 10,000 km to 40,000 km), and initial rental (typically 3 to 9 months equivalent, paid upfront).

Step 3 — Receive Your Quote and Finance Application Kearys Leasing will provide a personalised, written quotation. Once you're happy to proceed, a finance application is submitted to our panel of funding partners for approval. Credit checks apply.

Step 4 — Vehicle Delivery New BMW vehicles are ordered from the manufacturer to your chosen specification. Delivery timescales vary by model and trim. Our team arranges delivery to your door anywhere in Ireland.

Step 5 — Drive and Enjoy Simply maintain the vehicle in accordance with BMW's recommended service schedule. At the end of the term, arrange collection and, if you wish, select your next BMW lease.

Why Choose Kearys Leasing for Your BMW?

Part of Kearys Motor Group. With over 60 years in the Irish motor trade, Kearys has built a reputation for honest, expert advice and long term customer relationships.

BMW specialists. Our team knows the BMW range inside out, from the best trim level for business drivers to which electric or PHEV model best suits your commute and lifestyle.

Competitive pricing across Ireland. We source competitive lease rates from a panel of funders, ensuring you get a strong deal regardless of where you're based.

Nationwide delivery. We deliver vehicles to customers throughout the Republic of Ireland.

Transparent quotes. No hidden fees, no confusing small print. Every Kearys quote clearly sets out your monthly rental, initial payment, mileage limit, and end of agreement terms.

Aftercare and fleet support. For business customers managing multiple vehicles, Kearys Leasing provides dedicated fleet account management and renewal planning.

Frequently Asked Questions

Can I lease a BMW in Ireland through Kearys Leasing? Yes. Kearys Leasing offers both personal contract hire (PCH) and business contract hire (BCH) on the full BMW range available in Ireland. Deals are available to customers throughout the Republic of Ireland, with nationwide delivery.

What is the difference between personal and business BMW leasing? Personal contract hire (PCH) is available to private individuals and provides a fixed term vehicle rental with no ownership at the end. Business contract hire (BCH) is structured for sole traders, partnerships, and limited companies. BCH typically allows 50% VAT reclaim on eligible cars and monthly rentals may be treated as a tax deductible business expense.

Do I own the car at the end of a BMW lease? No. Under a contract hire agreement, the vehicle is returned to Kearys Leasing at the end of the agreed term. You have no obligation or option to purchase the vehicle, meaning you carry no depreciation or resale risk.

What mileage allowances are available on BMW leases? Kearys Leasing offers flexible annual mileage allowances, typically ranging from 10,000 km to 40,000 km per year. Excess mileage charges apply if you exceed your agreed limit, so it's important to estimate your usage accurately.

Can I add servicing and maintenance to a BMW lease? Yes. Kearys Leasing offers optional maintenance packages that can be bundled into your monthly payment, typically covering scheduled BMW dealer servicing, tyres, and routine wear and tear items.

What condition does the car need to be in at the end of the lease? Vehicles must be returned in good condition, accounting for fair wear and tear as defined by BVRLA guidelines. Damage beyond fair wear and tear may result in end of contract charges. Kearys advises customers to carry out a pre return inspection and address any remedial work in advance.

How long does it take to receive a BMW lease vehicle? Delivery timescales depend on model, trim level, and current manufacturer lead times. Popular models from stock can be delivered within a few weeks; factory orders on specific specifications may take longer. Kearys Leasing will provide an indicative lead time at the point of quotation.

Are electric BMW models available to lease through Kearys? Yes. Kearys Leasing offers the full BMW electric and PHEV lineup on both personal and business contract hire. Fully electric BMW models attract the lowest BIK rates available in Ireland, making them a particularly strong choice for company car drivers.

Ready to Lease Your BMW?

Get in touch with the Kearys Leasing team today for a personalised, no obligation quote on any BMW model. We're here to make the process as easy as possible, from first enquiry to keys in hand.

→ Phone: tel:+(01) 4049 999